INRCOG is the depository for Certificates of Insurance required to perform work requiring a building permit in the cities of Black Hawk County. The following are annual (January 1st - December 31st) filing requirements, by city, to become or remain eligible for building permit issuance. A Schedule of Requirements and fees is also included below. Please note that only one (1) Certificate of Insurance and filing fee need be filed for all cities with that requirement.

Cedar Falls, Dunkerton, Elk Run Heights, Evansdale, Gilbertville, Hudson, Raymond, and Black Hawk County rural areas
For residential or commercial work in these areas, a current Certificate of Insurance* and $15 filing fee are required to be submitted to the INRCOG office.

Waterloo
For commercial work in the City of Waterloo, a current Certificate of Insurance* and $15 filing fee are required to be submitted to the INRCOG office.

For residential work in the City of Waterloo, if you currently hold a City of Waterloo Residential Contractor's License, renewal requirements include a Certificate of Insurance* and $15 filing fee, $20 license fee, a completed contractor license application, and $75 application fee (payable to the City of Waterloo) to be submitted to the INRCOG office. Upon completion of the requirements, INRCOG will issue the Contractor's License.

Initial License Issuance
The City of Waterloo's General Contractors Board of Licensing and Examiners requires contractors to have a residential contractors license before they will be able to obtain residential permits for work in the city. You may be eligible for a residential license by taking the appropriate test and receiving a passing score. Categories of licenses include Residential Builder, Residential Remodeler, and Residential Roofer. Contact the Waterloo Building Department at (319) 291-4319 for upcoming test dates and for test applications. Specific questions regarding residential contractor license eligibility can also be answered by the Waterloo Building Department.

Click here to download a copy of the City of Waterloo's Contractor License application
(Click to download Adobe Acrobat Reader to view the license application.)

* All Certificates of Insurance must include INRCOG as an additional insured and certificate holder.

Schedule of Annual Requirements and Fees

City of Waterloo Residential License Application (new or renewal)	$75 payable to City of Waterloo
City of Waterloo Residential License Registration	$20 payable to INRCOG
Certificate of Insurance: Waterloo, Cedar Falls, Dunkerton, Elk Run Heights, Evansdale, Gilbertville, Hudson, Raymond, Black Hawk rural areas	$15 payable to INRCOG

Visit the Iowa Workforce Development website to download and print instructions and an application for a Construction Contractor Registration Number.